Once a SMART goal is created, it needs to be evaluated. Is it SMART? Does it follow the three P’s? Is it a priority? Consider the steps that are necessary to reach the goal. Even if the goal is achievable, are you willing to do what is necessary to reach it? For example, if saving 100 dollars a month means never eating out, are you willing to give up the luxury? If not, adapt the goal to saving 50 dollars every month.

It is also important to review goals periodically. Circumstances change, and changes will affect goals. Re-evaluate and adapt goals to meet any new requirements or personal visions.